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You know your credit score affects mortgage rates and credit card approvals. But car insurance? In most states, insurers use your credit to calculate premiums—and it matters more than you think. More ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

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Insurers use credit-based insurance scores to determine how likely you are to file a claim. Credit-based insurance scores are not the same as credit scores, though both are built off information from ...

Drivers with poor credit usually pay for more car insurance. That's because, in the majority of states, car insurance companies can use your credit history when determining your monthly premiums.

Along with lenders and credit card companies, some car insurance providers view you as a risk if you have a poor credit score ...