Insurers use information about you, your coverage needs, and potential risk factors to determine your premiums. Here’s how ...

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Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

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Car insurance is an important part of owning a vehicle. It offers financial protection against unexpected events such as accidents, natural calamities, and theft. While many car owners prefer a ...