Thousands of borrowers applied to enroll their student loans in the new Repayment Assistance Plan within the first 24 hours of the program becoming available.

The Repayment Assistance Plan (RAP) goes into effect July 1, 2026. Learn who is eligible, and how switching plans will affect your payments.

A popular (and generous) repayment plan ends, two new plans begin and many borrowers will see new loan limits.

Sweeping reforms taking effect in July 2026 will reshape repayment plans, borrowing limits, and borrower protections, making it essential to understand the new rules and adjust accordingly.

Discover how repayment works, including schedules, interest, and strategies for different loans like student loans, mortgages ...

Two new federal student loan repayment plans will soon be available to millions of borrowers: the Repayment Assistance Plan, or RAP, and the Tiered Standard Plan. Both plans' terms are significantly ...

A major group of student loan borrowers is now officially cut off from affordable payments and loan forgiveness after big ...

Policy changes tied to the federal Repayment Assistance Plan could lower monthly payments while increasing long-term ...

Refinancing could lower your payments, but the process — and timing — can play a big role in how much you save.

Standard repayment plans for federal student loans are calculated assuming repayment over a 10-year period. But, according to the Education Data Initiative, fewer than 40% of borrowers clear their ...

The problems are creating uncertainty for borrowers attempting to plan their finances, with some unable to determine how much ...

Nearly one million student-loan borrowers are transitioning from a Trump administration repayment plan as it phases out.