Sweeping reforms taking effect in July 2026 will reshape repayment plans, borrowing limits, and borrower protections, making it essential to understand the new rules and adjust accordingly.

The Repayment Assistance Plan (RAP) goes into effect July 1, 2026. Learn who is eligible, and how switching plans will affect your payments.

・Forbearance lets you pause student loan payments temporarily but interest continues to accrue during that time. ・It should only be used for short-term hardship, since repeated or extended forbearance ...

See more of our trusted coverage when you search. Prefer Newsweek on Google to see more of our trusted coverage when you search. Secretary of Education Linda McMahon has explained some of the new ...

Forbes contributors publish independent expert analyses and insights. Adam Minsky is an attorney and writer focusing on student loans. The new Repayment Assistance Plan (RAP) for federal student loans ...