If you run a fintech, digital lender, SACCO, neobank, or any African business that has to verify customers, you have almost certainly heard of Smile ID (formerly Smile Identity). With over USD 75 ...

If you are evaluating a USSD platform in 2026, you are not choosing a piece of telecom plumbing. You are choosing the rails that will carry every airtime top-up, every loan disbursement, every ...

USSD (Unstructured Supplementary Service Data) codes are short numeric strings starting with an asterisk and ending with a hash symbol that let any phone (smartphone or feature phone) talk to a ...

If you log into the KRA iTax portal in 2026, you will see a long list of tax obligations attached to your PIN. The most common ones are VAT (16%), Corporation Tax (30% for residents, 37.5% for ...

If you build digital products for Africa, you cannot ignore USSD. While smartphone penetration is rising, the GSMA estimates that hundreds of millions of consumers across Sub-Saharan Africa still ...

M-Pesa integration is the process of syncing a website, mobile app, ERP or internal system with Safaricom's Daraja API so that payments, refunds, balance checks and transaction status updates happen ...

For all the noise about apps and AI, the workhorse of African digital services is still USSD applications. From M-Pesa to school fees, from SACCO loans to election results, USSD quietly powers ...

A Safaricom USSD code is a short dial string - like *334# for M-Pesa or *188# for SMS bundles - that opens an interactive menu on any phone, no internet needed. Safaricom subscribers use USSD codes to ...

Starting a business in South Africa as a foreigner in 2026 boils down to four moves: secure the right visa from the Department of Home Affairs (DHA), register an entity with the Companies and ...

The Africa's Talking USSD API is one of the most popular ways to build mobile services for feature-phone and smartphone users across Africa. From SACCO loan applications to school fee balances and ...

Securing finance is still one of the hardest parts of running a small or medium enterprise in Kenya. According to the Central Bank of Kenya, licensed digital lenders alone disbursed roughly 7.5 ...

USSD codes are the unsung hero of Kenya's mobile economy. From sending money on M-PESA to checking your KPLC tokens, paying KRA taxes or unlocking your NHIF cover, a five-character shortcut beats ...