Financial institutions can modernize core banking through phased, modular migration strategies that reduce risk, preserve ...
De Freitas, Julian, Zeliha OÄŸuz UÄŸuralp, and Ahmet Kaan UÄŸuralp. "Emotional Manipulation by AI Companions." Harvard Business School Working Paper, No. 26-005, August 2025. (Revised October 2025.) ...